‘Buy Now Pay Later’ Is Having a Moment as Pandemic Changes Shopping Habits - WSJ

Nick Molnar used a life lesson from the last financial crisis to build a payments company that has become one of the stock-market success stories of the current downturn. “I had just turned 18 and I was told, ‘Don’t spend money you don’t have,’” Mr. Molnar says

So he started a company that allows people to buy things today that they don’t have the money to pay for.