My former electricity provider informed me in November that they overbilled me 42% of the time that I was their customer. They promised to send me a refund.

It arrived today in the form of a prepaid debit card. The card is issued by Wirecard, a company that collapsed in 2020 under the weight massive financial fraud. It expires in 6 months, at which point I’ll be charged a $3.50 monthly fee.

Needless to say, I filed a complaint with the state regulator.