Seven years ago, the bozos at Equifax had a massive data breach in which the attackers spent weeks in their networks and databases completely undetected.

They hoovered up my information, without compensation or consent, and then left the backdoor open for thieves to steal it all in one fell swoop.

The fine folks at the plaintiffs bar negotiated a settlement that would pay victims up to $125, depending on the size of the claim.

My settlement payment came through this morning: $7.44 on a virtual gift card.