This ‘Roth Evangelist’ Spent Years Turning His Retirement Portfolio Entirely Roth - WSJ

For the Rosses, the all-Roth strategy is a bet that tax rates will be the same or higher when they take money out of the accounts. Paul thinks that because of the U.S. government’s deficit spending, “tax rates probably only have one way to go over the long term, and that is up,” he said.

The financial talking heads all focus on the math of why pre-tax makes more sense than Roth, but they never address this point. How can tax rates go any lower?!