• Biden Wants to Be Tough With Russia and Iran—but Wants Low Gas Prices Too - WSJ

    In another example of the collision of foreign and energy policies, earlier this year, Washington asked Ukraine to stop attacking some Russian refineries with drones after the damage rattled global diesel and gasoline markets.

    June 26,2024
  • USA vs. Canada: A Fair And Unbiased Comparison - Babylon Bee

    Population Density

    Canada: Most people try to live as close to the US as possible

    USA: Most people try to live as far away from Canada as possible

    Winner: USA

    June 24,2024
  • Catholic Husband

    Pausing to Advance - Catholic Husband

    Most weeks I delete it from my list, without having done the work, sometime the following week. The reason is as simple as it is predictable. Something came up. The irony is that by not taking the time to get organized, by not pausing to ensure that my systems are maintained, I end up in a greater state of chaos.

    June 24,2024
  • A Dire Warning: Marine Biologists Are Sounding The Alarm That If Any More Red Lobsters Shut Down There Will Soon Be So Much Lobster Mass In The Ocean That Sea Levels Will Rise 20 Feet By 2025 - Clickhole

    Environmentally minded consumers can still have an impact by eating at the remaining Red Lobsters multiple times a day, forgoing their Cheddar Bay Biscuits for an additional lobster plate, and distributing Red Lobster coupons and gift cards to everyone in their circle.

    June 23,2024
  • Catholic Husband

    Play-Based Childhood - Catholic Husband

    Giving our children their devices as on-demand babysitters is the easiest thing to do. Fighting for them, protecting their innocence, and giving them the gift of a play-based childhood, although objectively harder, is objectively the right thing to do. It’s the childhood they deserve, and the childhood that will prepare them to be happy and satisfied adults.

    June 17,2024
  • Today I’ve consumed American, Italian, and Icelandic water.

    What a time to be alive.

    💧

    June 16,2024
  • Quiet afternoon on the ramp

    Empty airport ramp under partly cloudy skies
    June 16,2024
  • Put in the work.

    Weighted vest with morale patches
    June 15,2024
  • My Headspace playlist is really awesome for deep work.

    HS Music, Vol 1 album art
    June 14,2024
  • I really love the slow pace of Friday afternoons in summer.

    June 14,2024
  • Adoremus in aeternum Sanctissimum Sacramentum.

    June 13,2024
  • ChetCast

    Episode 266: Vacation Bible School

    It’s the first day of VBS for the three big kids. They were an explosion of excitement at pick-up. We sit down to find out what they did today.

    June 10,2024
  • Love Song for the Bride by Brother Isaiah

    🎼

    June 10,2024
  • Catholic Husband

    Priorities - Catholic Husband

    Whether we set them intentionally or not, priorities are guiding our actions. Even if you set out with a solid plan, it’s easy to become overcome by events.

    June 10,2024
  • FICA

    Every worker remembers the dread of receiving their first paycheck and seeing just how much Federal and state tax authorities intercept between their gross and net. Federal and state income tax withholding are a part of the withholdings, but another big chunk is for Social Security and Medicare.

    The total payment owed on wages is 15.3%, split 50-50 between worker and employer. But what if, instead of the current slush-fund/IOU Social Security system, that 15.3% was put into a retirement account for the employee?

    A new policy catching fire is to auto-enroll workers in an employer’s 401k. What if instead we just auto-enrolled employees in a retirement account funded with their Social Security payroll taxes? The account could be as locked down and as inaccessible as the current tax: gone until you hit retirement age.

    If you saved no other money, only made $40,000 a year, and we assume a 7% return, you’d have $1.5M at retirement. If we assume the average S&P 500 return of 11%, that account would be worth $5.47M. Those are some pretty good returns.

    The average monthly benefit for Social Security retirees is in 2023 was somewhere around $1,700 a month or $20,400 a year. If you lived in retirement for 20 years, from age 65-85, that’d be a total Social Security benefit of $480,000. That’s only $1.02M less than if the money had just been set aside specifically for you.

    I’m not sure the best solution for dealing with currently retired and nearly retired workers, but it’s clear that the current system is both unworkable and fundamentally unjust; taxes are taken by force of law at 15.3% of wages and returned at below market rates.

    Perhaps a plan that treats adults like grown-ups might work better.

    June 9,2024
  • Go in peace.

    Church steeple
    June 9,2024
  • ChetCast

    Episode 265: Bike Riding

    I catch up with Benedict to hear about his summer plans.

    June 8,2024
  • Rough Seas

    On his first day in office, New York District Attorney Alvin Bragg issued a memo to his staff outlining which crimes were no longer to be prosecuted in the City of New York. Among them were marijuana misdemeanors, trespassing, prostitution, and some types of burglaries. Twenty-four months on, crime has increased to a degree that the National Guard’s deployment to protect the citizens of New York on the subway system is expected to be extended through the summer.

    Now comes Mr. Bragg and his office of public servants into the courts of New York, not to protect the citizens who are daily accosted or have their property stolen, but to prosecute a famous New Yorker, disliked by many, for a bookkeeping crime committed eight years ago. A prosecution that was declined by previous state and federal prosecutors, now charged and tried not in the early days of Mr. Bragg’s tenure, but in the middle of a national election.

    The jury has rendered their verdict, and the circus on all sides erupted. Pathetic as it may seem to normal Americans, to let 34 counts of falsifying a business record drive one’s identity and happiness, that’s where we are. It’s easy to be unsurprised, especially when a quarter of the seated jury lists “TikTok” as a major source of their news.

    A bedrock principle in our justice system is prosecutorial discretion and its close cousin, the interests of justice. It’s why we release the merchant of death Viktor Bout in exchange for an American hostage held by a foreign power. It’s why no prosecutor brought criminal charges against Hillary Clinton for her reckless handling of our nation’s secrets. She was wrong, but there was no justice to be served by prosecuting a failed nominee for President at retirement age. It would only stir up trouble.

    Many are puzzlingly giddy at this verdict. They’ve waited many years for this day, first for a crime to be discovered and articulated, and then for a verdict to be rendered. What was the crime? Well, hard to say. No matter, they believed in their heart of hearts that Trump was guilty of something, anything, if only it could be found! They kept the faith and found thirty-four false entries in a ledger that certainly contains millions of entries. A crime was located!

    They, too, are puzzled that all are not joining them in seeing Trump’s plain guilt. It’s so obvious: an eight year old case, presided over by a judge who contributed financially to Trump’s political opponents, based on bookkeeping, brought by an openly-political prosecutor, built on the testimony of a disbarred attorney convicted of perjury, who admitted to lying at his own sentencing and to theft from Trump’s company, and a porn star, who owes Trump civil damages in a separate defamation lawsuit, who previously testified that she speaks to ghosts and that, after years of saying that the liaison was consensual, now thinks that maybe it was an assault? Not exactly a slam-dunk of persuasion.

    The legal process has much further to go, but it doesn’t matter; the real damage is already done, and it’s not been done to Donald Trump.

    The damage is the circular firing squad that we’ve formed in our nation. Blue prosecutors going after Red politicians only serves to invite Red prosecutors to go after Blue politicians.

    The DA’s theory of the case was that Trump’s crime was falsifying business records in a conspiracy to win a national election. What about Secretary of State Antony Blinken rounding up those 51 former intelligence officials to write a letter saying the Hunter Biden laptop was Russian disinformation, though we now know that at the time of its writing they knew it was the genuine article?

    Mr. Morell acknowledged he had two goals with the statement: to “share our concern with the American people,” and to “help Vice President Biden” “win the election.”

    Will the District Attorney in Wichita, Kansas indict everyone involved? Will Antony Blinken have to surrender his passport while out on bail?

    This is the future we’ve opened ourselves up to; Blue States for Blue People, Red States for Red People. All of this corrosive behavior over the intense love or hatred of a singular man.

    Trump is by no means innocent in all this; he’s the king of the own goal. Since losing the 2020 election, his antics have ratcheted up beyond the outrageous. His singular focus on himself and his own grievances is to the detriment of the country and the political party he claims to lead. The federal cases against him appear much stronger, and much more clear-cut.

    We’re not fifty nations or even two; we’re one nation. The Baby Boomer generation has done a terrible job of stewardship of this great American experiment. Now that they set off into retirement, it’s time for us to put our one nation back together.

    We’re in for rough seas, in this election and beyond. The results will be rejected by a great many, as has been characteristic of national elections in the last 24 years.

    But there is reason to hope; this Nation has overcome much bigger challenges and accomplished harder things, and we’ve done so by working together.

    June 8,2024
  • Trump Verdict Makes Everyone Look Bad - WSJ Opinion

    Team Biden also needs to realize that Mr. Bragg’s prosecutorial shenanigans have caused some GOP Trump skeptics to flip. One such Trump doubter told me the verdict was “the last straw,” convincing her that Democrats “do not respect anyone who disagrees with them.” She’s now voting for Mr. Trump.

    June 6,2024
  • Reading

    Currently reading: The Phantom of the Colosseum by Sophie De Mullenheim 📚

    June 5,2024
  • I get why hospitals require pre-payment for services, but their estimating ability is terrible.

    The mistake is always in their favor and they are notoriously slow in refunding overpayments.

    June 5,2024
  • Four-ship for Mass.

    Kids running into chruch
    June 3,2024
  • Catholic Husband

    Heavenly Delights - Catholic Husband

    In the revised translation of the Mass, one of my favorite concluding prayers starts with, “Having consumed these heavenly delights…” It evokes the Jewish people in the desert, looking out of their tents to see manna waiting to feed them; bread from Heaven come to save us, having all sweetness within it.

    June 3,2024
  • Reading

    Currently reading: Millionaire Mission by Brian Preston 📚

    June 2,2024
  • Reading

    Book Review: Going Infinite 📚

    The story of Sam Bankman-Fried and FTX captured global headlines for 18 months, and as a lover of financial news, I followed the stories pretty regularly. I assumed that because of this, I’d enjoy the Michael Lewis book that dove into the story.

    I was wrong.

    SBF is pretty much a selfish jerk. I’m glad this book is over.

    Would I recommend: NO

    ISBN: 978-1324105817

    May 31,2024