Chet Collins

Son is a pretty good packer.

Wouldn’t be a drive home from vacation without 90% of smooth travel and the last 10% absolutely grinding, dark, and raining.

New day dawning.

Call me Captain.

Washington Quietly Scrapped a Plan to Save Homeowners Thousands of Dollars - WSJ

Fannie and Freddie generally require it on the loans they purchase from lenders. The policy, known as “lenders’ title insurance,” typically costs the borrower around 0.5% of their loan amount, so it could cost about $1,500 for a $300,000 mortgage.  

I love buying insurance to protect my lender’s assets, which they only need so they can sell my mortgage to someone else. As if the fixed rate of return wasn’t enough…

Sunrise at the lake.

Binance CEO Changpeng Zhao Agrees to Step Down, Plead Guilty - WSJ

Changpeng Zhao is scheduled to appear in Seattle federal court Tuesday afternoon and enter his plea, according to court records unsealed Tuesday.

The two biggest names in “safe” crypto, convicted on federal charges just weeks apart.

Incredible. Stunning.

OpenAI Employees Threaten to Quit Unless Board Resigns After Sam Altman Was Fired as CEO - WSJ

The future of OpenAI was in jeopardy Monday, as the vast majority of employees threatened to quit if the board that fired the company’s CEO, Sam Altman, didn’t resign itself and restore him to power.

I join with millions of my fellow Americans to solmenly ask, what is OpenAI?

Cave exploring.